Mossdale Lending Group, a small-business funding broker in Pasco, Washington, lists its address at 525 W Lewis St in Franklin County. This page gathers Census figures on Franklin County and ZIP 99301 employers, residential permit counts, the records partners check, and where Pasco owners find official information. Lending partners make every funding decision.
| Franklin County, WA employer establishments | 1,968 (CBP 2023) |
|---|---|
| Employers under five people, share | 52.8% (CBP 2023) |
| Businesses with no payroll | 4,785 (Nonemployer Statistics 2024) |
| Sector with most employers | Construction, 380 (CBP 2023) |
| ZIP 99301 employer establishments | 1,794 (ZBP 2023) |
| Housing units permitted in 2025 | 768 (Building Permits Survey) |
The address and what surrounds it
Mossdale Lending Group's business address is 525 W Lewis St, Pasco, WA 99301. The Census Bureau geocoder places that address inside Pasco city limits, in Franklin County, WA, and within the Census urban area named Kennewick-Richland-Pasco (Census Geocoder, accessed 2026-10-16). Kennewick, WA and Richland, WA sit across the county line in Benton County, WA, which matters when you look up records.
Owners elsewhere in the area can read about the communities we cover, and the business arrangement is described on the about page.
Franklin County, WA employers in the 2023 Census file
In 2023 the Census counted 1,968 Franklin County employer establishments, 24,069 paid employees and roughly $1.30 billion of annual payroll (U.S. Census Bureau, County Business Patterns 2023). Most were small: 1,039 establishments (52.8%) had fewer than five employees, 364 had five to nine, and 291 had ten to nineteen. At the top end, 18 had 100 to 249 employees and 7 had 250 to 499.
Construction led with 380 establishments, then retail trade (228), health care and social assistance (192), and accommodation and food services (173). Manufacturing had only 43 establishments yet the biggest sector payroll in the county, $204.7 million (U.S. Census Bureau, County Business Patterns 2023).
Separately, 4,785 Franklin County businesses reported receipts with no paid employees in 2024 (Census Nonemployer Statistics 2024). Different program, different year: keep that figure apart from the employer count.
ZIP 99301 is bigger than the city
Of the 1,794 employer establishments counted in ZIP 99301 for 2023, 52.8% ran with fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023). The ZIP is not the same as the city, though. All of Pasco's land lies in ZIP 99301, but Pasco covers only 7.0% of the ZIP's land (Census 2020 ZIP Code Tabulation Area to place relationship file). A 99301 mailing address can be outside city limits, including in unincorporated West Pasco, WA.
That matters for funding paperwork: which city or county issued your license, and which address appears on your bank account and state filing. Our post on doing business across Tri-Cities city lines goes through it.
Self-employment among Pasco, WA workers, 2020-2024
About 8.9% of Pasco's employed residents (plus or minus 1.7 points) were self-employed in 2020-2024, close to Franklin County's 8.9% (plus or minus 1.5) and Washington's 9.6% (plus or minus 0.1) (U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates). The margins overlap, so the data does not show Pasco or the county as higher or lower than the state.
Permits and building activity in Franklin County, WA
Builders in Franklin County were authorized to start 923 new housing units in 2023, 974 in 2024 and 768 in 2025 (U.S. Census Bureau, Building Permits Survey). Of the 2025 total, single-family homes accounted for 369 units and buildings of five or more units for 381. These are county totals, not Pasco-only figures, and they describe the past, not a forecast.
For a contractor, permit counts are context for an equipment decision, not a reason to buy. Owners searching for Pasco building permits should use the city's own permit pages.
Records to check before a funding request
- Entity status with the state, including the annual report.
- Your city business license, in the city where you operate.
- The name and address on your business bank account.
- Any liens already recorded against business assets.
The Pasco, WA business license guide covers the city side. Free advising and local organizations are in the Tri-Cities resources guide. Franklin County's own website is co.franklin.wa.us (checked 2026-10-16).
Funding options Pasco, WA owners ask about
The six options are compared on the comparison page. Small contractors often start with equipment financing or working capital for materials and wages. Sector notes are on the industries page, and longer local notes on the blog. To talk it through, reach us by phone or form.
Pasco, WA sectors our partners fund
For Pasco, WA owners, Mossdale Lending Group focuses on the sectors our lending partners have confirmed they fund: contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Approval is never automatic for any sector.
What to gather before you call
- Recent business bank statements (partners often ask for three to six months)
- Last year's filed tax return for the business
- A year-to-date profit and loss statement and balance sheet
- Photo ID for every owner of the business
- Proof of ownership and business registration
- Details of any loans, leases or advances the business already carries
Each lending partner sets its own list, so treat this as a starting point.
The steps after your first call
- You call (509) 357-1754 or send the short form (name, contact details and business name). When we speak, we ask what the money is for, how long you have been in business and roughly what the business brings in.
- You hear which options match the need and what a partner will likely want to review. We submit nothing without your approval.
- Once you agree, the request goes to partners that provide that type of funding. The credit decision belongs to each partner.
- If a partner makes an offer, you compare the total cost, payment schedule and terms. You are never obligated to accept.
Our address: 525 W Lewis St, Pasco, WA 99301.
By Mossdale Lending Group · Updated