Mossdale Lending Group, a small-business funding broker in Pasco, Washington, takes Benton City requests by phone and online from W Lewis St. Benton City is in Benton County, WA. The town covers only 1.2% of ZIP 99320's land, so the ZIP figures on this page describe a much wider rural area, and are labelled that way.
| County | Benton County, WA |
|---|---|
| ZIP 99320 employer establishments | 144 (ZBP 2023) |
| ZIP 99320 under 5 employees | 67.4% (ZBP 2023) |
| Town's share of ZIP 99320 land | 1.2% (Census 2020) |
| Straight-line distance | About 18.6 miles |
Counting employers in ZIP 99320
Across ZIP 99320 the 2023 count was 144 employer establishments, 877 paid employees and roughly $39.0 million in yearly payroll (U.S. Census Bureau, ZIP Code Business Patterns 2023). Construction led with 51 establishments, then manufacturing (17), other services (12) and retail trade (11). Of all establishments in the ZIP, 67.4% had fewer than five employees.
Why the ZIP is not the town
All of Benton City lies in ZIP 99320, but the town covers only 1.2% of the ZIP's land (Census 2020 ZIP Code Tabulation Area to place relationship file). Part of West Richland, WA is in the same ZIP. The 144 establishments are spread across that whole area, so none of these figures should be read as Benton City counts.
What owners around Benton City, WA ask about
With construction leading the ZIP's employer count, questions about financing a machine or a trailer, and about bridging materials costs, come up often. Shops and service businesses ask about stock and small build-outs.
Equipment questions
Loans, leases and buyouts are compared on the equipment financing page.
From Benton City, WA to W Lewis St in Pasco, WA
Pasco, WA, where Mossdale Lending Group is at 525 W Lewis St, lies about 18.6 miles east of Benton City in a straight line. Requests are handled by phone and email. County-level figures for Franklin County, WA are on our Pasco, WA page; every community is listed on the service areas page.
Benton City, WA businesses we help
Mossdale Lending Group works with Benton City, WA businesses in four sectors our partners have confirmed: contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Being in one of them does not decide the outcome; the partner does.
Documents to have ready
- Business checking statements covering roughly the last quarter or two
- Last year's filed tax return for the business
- Current financial statements: profit and loss plus a balance sheet
- A driver's license or passport for each owner
- Formation documents and your EIN
- Details of any loans, leases or advances the business already carries
Each lending partner sets its own list, so treat this as a starting point.
From first call to a partner's decision
- It starts with a call to (509) 357-1754 or the short contact form. On the phone we cover the purpose of the funds, time in business and approximate monthly revenue.
- You hear which options match the need and what a partner will likely want to review. We submit nothing without your approval.
- With your permission, we take the request to lending partners that offer that kind of funding. Each partner reviews it and makes its own credit decision.
- Any offer comes from the partner. Read the total cost, the payment schedule and the terms before deciding; turning it down is always an option.
Mossdale Lending Group is based at 525 W Lewis St, Pasco, WA 99301.
By Mossdale Lending Group · Updated