Mossdale Lending Group, a small-business funding broker in Pasco, Washington, lists the kinds of free and low-cost help Tri-Cities owners can use before or instead of a funding request: one-on-one advising, chambers of commerce, economic development groups and county offices. None of them is affiliated with the W Lewis St broker.
Not affiliated, and why we list them
Mossdale Lending Group has no partnership or affiliation with any organization on this page. They are listed because a business plan, a cash-flow forecast or a second opinion from an adviser makes any funding request stronger, and some owners find they do not need funding at all.
Free one-on-one advising near the Tri-Cities
Small Business Development Centers offer free, confidential advising on plans, cash flow and financing. Owners search for 'washington small business development center' or 'washington sbdc' to find the nearest adviser.
Chambers of commerce
Chambers connect owners with other businesses, local events and referrals. 'Tri cities wa chamber of commerce' is a common search; check that the chamber you find covers the city where you operate.
Economic development and ports
Regional economic development organizations and port districts work on sites, buildings and business recruitment. They can be useful if you are looking for industrial or commercial space.
County and city offices
Franklin County's official website is co.franklin.wa.us (checked 2026-10-16). Kennewick, Richland and West Richland are in Benton County, WA, which has its own offices.
Federal small business help
Federal SBA programs run through district offices and participating lenders, and SBA-backed loans are outside what the W Lewis St broker arranges.
Help sorted by need
| You need | Where owners start | Cost |
|---|---|---|
| A business plan or cash-flow forecast | A Small Business Development Center | Usually free |
| Local contacts and referrals | A chamber of commerce | Membership may apply |
| Commercial or industrial space | Economic development or port organizations | Varies |
| County records and offices | Franklin County, WA or Benton County, WA | Varies |
| Comparing funding options | Your bank, credit union or a broker | Varies |
Questions to ask any adviser or organization
- Is the help free, and if not, what does it cost?
- Who funds the organization, and does it refer to particular lenders?
- Can it review a cash-flow forecast or a lender's offer?
- Does it serve businesses in Franklin County, WA, Benton County, WA, or both?
An adviser who will read an offer with you, line by line, is worth more than any list of programs.
Before you meet an adviser
- Bring the last year of bank statements or a profit-and-loss summary.
- Write down the cost you are trying to cover and when it is due.
- Know your entity status and license status.
- List what you already owe.
When you are ready to compare funding, see the six options side by side or term loans for expansion. Local figures are on the Pasco, WA page, and every guide is on the resources page.
By Mossdale Lending Group ยท Updated