Mossdale Lending Group, a small-business funding broker in Pasco, Washington, takes West Richland requests by phone and online from W Lewis St. West Richland is in Benton County, WA. In ZIP 99353, construction leads the employer count and most establishments have fewer than five employees. This page explains those figures and the records partners check.
| County | Benton County, WA |
|---|---|
| ZIP 99353 employer establishments | 248 (ZBP 2023) |
| ZIP 99353 under 5 employees | 69.8% (ZBP 2023) |
| Top sector in ZIP 99353 | Construction, 52 establishments |
| Straight-line distance | About 15.2 miles |
What the Census counted in West Richland, WA
In 2023 ZIP 99353 held 248 employer establishments, 1,470 paid employees and roughly $67.4 million of yearly payroll (U.S. Census Bureau, ZIP Code Business Patterns 2023). Construction led with 52 establishments, and 78.8% of those had fewer than five employees. Health care and social assistance (34) and professional, scientific and technical services (30) came next.
About 7.6% of West Richland's employed residents (plus or minus 1.7 points) were self-employed in 2020-2024: 598 of 7,860 (U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates).
Where the ZIP lines fall
West Richland covers 60.6% of ZIP 99353's land; 70.7% of the city is in 99353 and 29.2% in ZIP 99320, which Benton City, WA also uses (Census 2020 ZIP Code Tabulation Area to place relationship file). A West Richland address can carry either ZIP.
Small contractors and funding
When most construction firms in a ZIP have fewer than five employees, the usual questions are about a first or second machine, a work pickup or trailer, and covering materials before a progress payment. Partners look at the quote, recent deposits and any equipment already financed.
Contractor funding in more depth
The contractor financing page covers equipment, materials and progress-payment gaps.
From West Richland, WA to W Lewis St in Pasco, WA
Pasco, WA, where Mossdale Lending Group is at 525 W Lewis St, lies about 15.2 miles east-southeast of West Richland in a straight line. Requests are handled by phone and email. County-level figures for Franklin County, WA are on our Pasco, WA page; every community is listed on the service areas page.
West Richland, WA sectors our partners fund
For West Richland, WA owners, Mossdale Lending Group focuses on the sectors our lending partners have confirmed they fund: contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Approval is never automatic for any sector.
Paperwork partners commonly ask for
- The last three to six months of business bank statements
- Business and personal tax returns for the latest year
- A year-to-date profit and loss statement and balance sheet
- Government-issued ID for each owner
- Proof of ownership and business registration
- The equipment quote, contract or purchase order the funding is for
Partners differ in what they request; this list covers the usual ground.
How a request moves forward
- It starts with a call to (509) 357-1754 or the short contact form. On the phone we cover the purpose of the funds, time in business and approximate monthly revenue.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- After you give the go-ahead, we share the request with suitable lending partners, and each one decides on its own.
- Any offer comes from the partner. Read the total cost, the payment schedule and the terms before deciding; turning it down is always an option.
Our address: 525 W Lewis St, Pasco, WA 99301.
By Mossdale Lending Group · Updated