Mossdale Lending Group, a small-business funding broker in Pasco, Washington, works with four sectors lending partners confirm they fund: construction, restaurants, medical and dental practices, and retail and inventory businesses. This page matches each sector to the funding options it uses most, with Franklin County, WA Census counts for each.
Construction and the trades
Franklin County had 380 construction employer establishments in 2023, more than any other sector, and two-thirds had fewer than five employees (U.S. Census Bureau, County Business Patterns 2023). Contractor financing in Pasco, WA covers equipment, materials and the wait for progress payments.
Restaurants and food service
Franklin County had 128 restaurants and other eating places with employees in 2023, within 158 food service and drinking places (U.S. Census Bureau, County Business Patterns 2023). Restaurants most often ask about kitchen equipment, a remodel, or a supplier bill while card settlements clear. Equipment financing, working capital and, with care, merchant cash advances are the usual candidates.
Funding a new restaurant from scratch is harder than funding an existing one; partners want to see sales history. Owners planning an opening should expect questions about their own investment and experience.
Medical and dental practices
Ambulatory health care, which includes physician and dentist offices, had 106 employer establishments in Franklin County in 2023: 31 offices of physicians and 24 offices of dentists (U.S. Census Bureau, County Business Patterns 2023). Practices tend to finance chairs, imaging and build-outs, and to bridge payroll while insurance claims are paid.
Retail, wholesale and inventory
Retail trade had 228 employer establishments and wholesale trade 138 in 2023 (U.S. Census Bureau, County Business Patterns 2023). For businesses that buy stock before it sells, inventory financing and revolving credit lines are the common tools.
Sector-by-option overview
| Sector | Often considered | Typical purpose |
|---|---|---|
| Construction | Machine financing, short-term capital, a revolving line | Machines, materials, progress-payment gaps |
| Restaurants | Equipment financing, working capital, merchant cash advance | Kitchen equipment, repairs, supplier bills |
| Medical and dental | Equipment deals, a term loan, a credit line | Chairs and imaging, build-outs, payroll |
| Retail and wholesale | Stock financing, a credit line, a term loan | Stock, shelving, a second location |
Two sectors outside the partner list
Farm operations and freight hauling fall outside what the Lewis Street broker arranges. For the county's full sector mix, see Franklin County figures.
By Mossdale Lending Group ยท Updated