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Richland, Washington

Business Funding for Richland, WA From a Pasco, WA Broker

In Richland's main ZIP, health care and social assistance had more employer establishments than any other sector. That shapes what owners there ask about.

Mossdale Lending Group connects you with lending partners; partners make credit decisions and set rates and terms.

In short

Mossdale Lending Group, a small-business funding broker in Pasco, Washington, takes Richland requests by phone and online from W Lewis St. Richland is in Benton County, WA. This page uses ZIP 99352 and Richland Census figures, notes that health care leads the ZIP's employer count, and lists the records partners usually check.

At a glance
CountyBenton County, WA
ZIP 99352 employer establishments1,142 (ZBP 2023)
Top sector in ZIP 99352Health care and social assistance (233 locations)
Self-employed residents6.6% (margin 1.1 points), ACS 2020-2024
Straight-line distanceAbout 10.4 miles

What the Census counted in Richland, WA

ZIP 99352 had 1,142 employer establishments in 2023, and 49.6% had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023). Health care and social assistance led with 233 establishments, followed by accommodation and food services (159), retail trade (122) and professional, scientific and technical services (119). In that last group, 61.3% of establishments had fewer than five employees.

About 6.6% of Richland's employed residents (plus or minus 1.1 points) were self-employed in 2020-2024: 1,944 of 29,647 (U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates).

How much of Richland, WA the ZIP covers

Richland covers 80.6% of ZIP 99352's land, while 49.3% of the city's land is in 99352 and 46.1% in ZIP 99354 (Census 2020 ZIP Code Tabulation Area to place relationship file). The ZIP 99352 figures describe roughly half of Richland by area, so treat them as a guide to the city, not a census of it.

What Richland, WA practices and offices ask about

With health care at the top of the ZIP's employer count, questions about equipment for clinics and dental offices, and about covering payroll while insurance claims are processed, are common. Professional offices tend to ask about build-outs and lines of credit.

Checking a license across the Tri-Cities

The Pasco, WA license lookup guide compares the lookup steps for Pasco, Kennewick and Richland.

From Richland, WA to W Lewis St in Pasco, WA

Pasco, WA, where Mossdale Lending Group is at 525 W Lewis St, lies about 10.4 miles east-southeast of Richland in a straight line. Requests are handled by phone and email. County-level figures for Franklin County, WA are on our Pasco, WA page; every community is listed on the service areas page.

Who Mossdale Lending Group works with in Richland, WA

Mossdale Lending Group works with Richland, WA businesses in four sectors our partners have confirmed: contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Being in one of them does not decide the outcome; the partner does.

Paperwork partners commonly ask for

  • Recent business bank statements (partners often ask for three to six months)
  • Your most recent business tax return
  • A year-to-date profit and loss statement and balance sheet
  • Your articles of organization or incorporation and the EIN letter
  • A list of existing business debts and payments
  • For equipment, the seller's quote with make, model and price

Each lending partner sets its own list, so treat this as a starting point.

From first call to a partner's decision

  1. You call (509) 357-1754 or send the short form (name, contact details and business name). When we speak, we ask what the money is for, how long you have been in business and roughly what the business brings in.
  2. We explain which funding types fit that use and what partners usually need to see. Nothing is submitted without your go-ahead.
  3. After you give the go-ahead, we share the request with suitable lending partners, and each one decides on its own.
  4. When an offer arrives, weigh its full cost, how payments are scheduled and the conditions. Accepting is entirely your choice.

Our address: 525 W Lewis St, Pasco, WA 99301.

By Mossdale Lending Group · Updated

Keep reading

  • West Richland, WA in Pasco, WA

    Business funding for West Richland, WA from a Pasco, WA broker: ZIP 99353 figures led by construction, very small firms, and records partners check.

  • our Benton City, WA page

    Business funding for Benton City, WA from a Pasco, WA broker: what ZIP 99320 figures do and do not show, small contractors, and records to check.

  • Kennewick, WA

    Business funding for Kennewick, WA owners from a Pasco, WA broker: ZIP 99336 employer figures, city license checks and…

Franklin County, WA

Tri-Cities, WA communities

One address in Pasco, WA; owners in Kennewick, Richland and beyond reach us by phone and online.

Plain answers

Questions Owners Ask

Short replies to what Tri-Cities owners ask first.

Does Richland, WA fall in Franklin County, WA?

No. Richland is in Benton County, WA.

Do lending partners fund medical and dental offices in Richland, WA?

Medical and dental practices are among the sectors partners fund. Each partner decides on each request.

Is ZIP 99352 all of Richland, WA?

No. About half of Richland's land is in ZIP 99352 and most of the rest in ZIP 99354.

Still have a question about Tri-Cities funding? Call (509) 357-1754.

Questions for Mossdale Lending Group on W Lewis St in Pasco, WA?

Funding Question in Richland, WA?

Call (509) 357-1754.