# Mossdale Lending Group

> Mossdale Lending Group is a small-business funding broker at 525 W Lewis St, Pasco, WA 99301 (phone (509) 357-1754). It helps businesses in Pasco, WA; Kennewick, WA; Richland, WA; West Richland, WA; Benton City, WA and across Franklin County, Washington, explore working capital, business term loans, business lines of credit, inventory financing, equipment financing and leasing, and merchant cash advances. Mossdale Lending Group connects you with lending partners; partners make credit decisions and set rates and terms. Mossdale Lending Group is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Mossdale Lending Group does not arrange personal, payday, auto title, mortgage or SBA loans, does not offer grants, does not lend its own money, does not offer service in Spanish, and does not arrange funding for agriculture or trucking.

Key facts:
- Business type: small-business funding broker (not a lender)
- Address: 525 W Lewis St, Pasco, WA 99301, United States
- Phone: (509) 357-1754
- Apply: https://mossdalelendinggroup.com/apply/
- Service area: Pasco, WA; Kennewick, WA; Richland, WA; West Richland, WA; Benton City, WA and all of Franklin County, Washington
- Language: English

## Funding options
- [Compare Business Funding Options in Pasco, WA](https://mossdalelendinggroup.com/business-loans/): Mossdale Lending Group, a small-business funding broker in Pasco, Washington, puts six options on one page: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances. Each row shows how repayment works, what the money usually pays for and what lending partners review. Approval and price both sit with the partner.
- [Working Capital Financing for Pasco, WA and Tri-Cities Businesses](https://mossdalelendinggroup.com/business-loans/working-capital/): Mossdale Lending Group, a small-business funding broker in Pasco, Washington, explains working capital financing: short-term money for wages, materials, supplier bills or a tax payment that comes due before customers pay. This page covers repayment, uses, the records partners review and how it compares with a line of credit or a merchant cash advance. Partners decide.
- [Business Term Loans for Pasco, WA and Tri-Cities Businesses](https://mossdalelendinggroup.com/business-loans/term-loans/): Mossdale Lending Group, a small-business funding broker in Pasco, Washington, explains business term loans: one lump sum repaid in level installments over a fixed term, often used to expand, renovate, move or hire. This page covers amortization, common uses, what partners review and when another option fits better. Every approval and price comes from a lending partner.
- [Business Lines of Credit for Pasco, WA and Tri-Cities Businesses](https://mossdalelendinggroup.com/business-loans/line-of-credit/): Mossdale Lending Group, a small-business funding broker in Pasco, Washington, explains business lines of credit: a limit you draw against when costs land, paying interest only on the drawn balance. This page covers draws, repayment, revolving and non-revolving lines, collateral, and how a line compares with a credit card or a term loan. Partners decide.
- [Inventory Financing for Pasco, WA and Tri-Cities Businesses](https://mossdalelendinggroup.com/business-loans/inventory-financing/): Mossdale Lending Group, a small-business funding broker in Pasco, Washington, explains inventory financing: funding to buy goods before they sell, usually secured by the goods themselves. This page covers how it works, UCC filings, floor plan financing, online sellers, Franklin County retail and wholesale figures, and when a line of credit fits better. Partners decide.
- [Equipment Financing and Leasing for Pasco, WA and Tri-Cities Businesses](https://mossdalelendinggroup.com/equipment-financing/): Mossdale Lending Group, a small-business funding broker in Pasco, Washington, explains equipment financing: loans, leases and equipment finance agreements for machines, vehicles used in the work, and fixtures. This page compares fair market value and $1 buyout leases, covers used equipment and lists what partners review. Each lending partner approves and prices its own deals.
- [Merchant Cash Advances for Pasco, WA and Tri-Cities Businesses](https://mossdalelendinggroup.com/merchant-cash-advance/): Mossdale Lending Group, a small-business funding broker in Pasco, Washington, walks through merchant cash advances. Such an advance is not a loan: a funder buys a share of future card or bank receipts and collects it through remittances. This page covers holdback, reconciliation, factor rates, stacking and default, so you can price an advance in dollars.

## Industries
- [Business Financing by Industry in Pasco, WA](https://mossdalelendinggroup.com/industries/): Mossdale Lending Group, a small-business funding broker in Pasco, Washington, works with four sectors lending partners confirm they fund: construction, restaurants, medical and dental practices, and retail and inventory businesses. This page matches each sector to the funding options it uses most, with Franklin County, WA Census counts for each.
- [Contractor and Construction Financing for Pasco, WA and Tri-Cities Businesses](https://mossdalelendinggroup.com/industries/construction/): Mossdale Lending Group, a small-business funding broker in Pasco, Washington, works with contractors on equipment financing, working capital for materials and wages, and lines of credit for the wait between progress payments. Construction had the most employer establishments of any Franklin County, WA sector in 2023. Every request gets its yes or no from a lending partner.

## Guides and calculators
- [Tri-Cities Business Funding Guides and Calculator](https://mossdalelendinggroup.com/resources/): Mossdale Lending Group, a small-business funding broker in Pasco, Washington, keeps three guides and one calculator for Tri-Cities owners: looking up a Pasco business license, keeping a Washington entity in good standing, finding free local help, and estimating a mini excavator payment. None replaces legal or tax advice.
- [Pasco, WA Business License: Lookup, City Requirements and What Lenders Check](https://mossdalelendinggroup.com/resources/pasco-wa-business-license-guide/): Mossdale Lending Group, a small-business funding broker in Pasco, Washington, explains how owners look up a Pasco business license, what to check on the record, how the lookup differs in Kennewick and Richland, and why lending partners compare the license with bank and state records. Requirements and fees are for the city and your advisers to confirm.
- [Washington Certificate of Existence and Annual Report: Keeping Your Entity Lender-Ready](https://mossdalelendinggroup.com/resources/washington-certificate-of-existence-and-annual-report/): Mossdale Lending Group, a small-business funding broker in Pasco, Washington, explains how Washington owners check their entity's status, what a certificate of existence (often called good standing) shows, how the annual report fits in, and why lending partners ask for proof. Dates, fees and legal effects are for the state and your advisers.
- [Small Business Help in Pasco, WA and the Tri-Cities](https://mossdalelendinggroup.com/resources/tri-cities-wa-small-business-resources/): Mossdale Lending Group, a small-business funding broker in Pasco, Washington, lists the kinds of free and low-cost help Tri-Cities owners can use before or instead of a funding request: one-on-one advising, chambers of commerce, economic development groups and county offices. None of them is affiliated with the W Lewis St broker.
- [Mini Excavator Payment Calculator for Tri-Cities, WA Contractors](https://mossdalelendinggroup.com/resources/mini-excavator-loan-calculator/): Mossdale Lending Group, a small-business funding broker in Pasco, Washington, offers this free equipment payment calculator. Enter a machine's price, your down payment, an annual rate and a term in months to see the estimated monthly payment and the total cost, including the down payment. Every result is an estimate built from your own numbers, never an offer.

## Areas served
- [Business Financing in Pasco, Washington: Franklin County, WA Facts and Next Steps](https://mossdalelendinggroup.com/pasco-wa/): Mossdale Lending Group, a small-business funding broker in Pasco, Washington, lists its address at 525 W Lewis St in Franklin County. This page gathers Census figures on Franklin County and ZIP 99301 employers, residential permit counts, the records partners check, and where Pasco owners find official information. Lending partners make every funding decision.
- [Tri-Cities Communities Served From Pasco, WA](https://mossdalelendinggroup.com/service-areas/): Mossdale Lending Group, a small-business funding broker in Pasco, Washington, works with owners across the Tri-Cities by phone and online from one business address on W Lewis St. Kennewick, Richland, West Richland and Benton City have their own pages; nearby unincorporated places and small towns are described below with labelled Census figures.
- [Business Funding for Kennewick, WA From a Pasco, WA Broker](https://mossdalelendinggroup.com/service-areas/kennewick-wa/): Mossdale Lending Group, a small-business funding broker in Pasco, Washington, takes Kennewick requests by phone and online from W Lewis St. Kennewick is in Benton County, WA, not Franklin County. This page uses ZIP 99336 and Kennewick figures from the Census, explains why a Kennewick address can span three ZIPs, and lists the records partners check.
- [Business Funding for Richland, WA From a Pasco, WA Broker](https://mossdalelendinggroup.com/service-areas/richland-wa/): Mossdale Lending Group, a small-business funding broker in Pasco, Washington, takes Richland requests by phone and online from W Lewis St. Richland is in Benton County, WA. This page uses ZIP 99352 and Richland Census figures, notes that health care leads the ZIP's employer count, and lists the records partners usually check.
- [Business Funding for West Richland, WA From a Pasco, WA Broker](https://mossdalelendinggroup.com/service-areas/west-richland-wa/): Mossdale Lending Group, a small-business funding broker in Pasco, Washington, takes West Richland requests by phone and online from W Lewis St. West Richland is in Benton County, WA. In ZIP 99353, construction leads the employer count and most establishments have fewer than five employees. This page explains those figures and the records partners check.
- [Business Funding for Benton City, WA From a Pasco, WA Broker](https://mossdalelendinggroup.com/service-areas/benton-city-wa/): Mossdale Lending Group, a small-business funding broker in Pasco, Washington, takes Benton City requests by phone and online from W Lewis St. Benton City is in Benton County, WA. The town covers only 1.2% of ZIP 99320's land, so the ZIP figures on this page describe a much wider rural area, and are labelled that way.

## Company
- [Pasco, WA Business Funding Broker for Franklin County, WA and the Tri-Cities](https://mossdalelendinggroup.com/): Mossdale Lending Group, a small-business funding broker in Pasco, Washington, helps Franklin County and Tri-Cities owners compare working capital, term loans, credit lines, inventory financing, equipment financing and merchant cash advances. Mossdale Lending Group is a broker, not a lender: lending partners review each request, make the decision and set any rate or term.
- [How Mossdale Lending Group Works With Pasco, WA Owners](https://mossdalelendinggroup.com/how-it-works/): Mossdale Lending Group, a small-business funding broker in Pasco, Washington, explains each step of a request: the first call, matching a structure to the cost, the partner's review and your decision. This page also covers what partners usually review, how to compare an APR with a factor rate, how a broker differs from a bank, and warning signs in any offer.
- [Business Funding Questions From Pasco, WA Owners](https://mossdalelendinggroup.com/faq/): Mossdale Lending Group, a small-business funding broker in Pasco, Washington, answers the questions Franklin County owners raise before a request: whether an LLC or a new business can get funding, what a broker does, how merchant cash advances differ from loans, which records matter and what Mossdale Lending Group does not arrange.
- [Request Business Funding Options in Pasco, WA](https://mossdalelendinggroup.com/apply/): Mossdale Lending Group, a small-business funding broker in Pasco, Washington, uses a short form: full name, email, phone and business name, ranges for time in business, annual revenue and amount requested, and a consent checkbox. On the callback we ask what the funding is meant to cover. Partners make any decision and set any terms.
- [About Mossdale Lending Group, a Funding Broker in Pasco, WA](https://mossdalelendinggroup.com/about/): Mossdale Lending Group, a small-business funding broker in Pasco, Washington, is a broker, not a lender. It helps owners compare six kinds of business funding and sends each request to lending partners that write that kind of deal. This page explains what a broker does, how the partner relationship works and what Mossdale Lending Group will not do.
- [Contact Mossdale Lending Group in Pasco, WA](https://mossdalelendinggroup.com/contact/): Mossdale Lending Group, a small-business funding broker in Pasco, Washington, takes calls at (509) 357-1754 and requests through a short online form. Letters reach it at 525 W Lewis St in Pasco, WA 99301. Below: both routes and four things to think through before you dial.
- [Broker Disclosures for Mossdale Lending Group, Pasco, WA](https://mossdalelendinggroup.com/disclosures/): Mossdale Lending Group, a small-business funding broker in Pasco, Washington, sets out its role here. Mossdale Lending Group is a broker, not a lender. Credit decisions, rates and terms are the lending partner's alone to make. Advances against future receipts are not loans. This page also covers where your information goes and how to raise a concern.

## Optional
- [Full text of every page](https://mossdalelendinggroup.com/llms-full.txt): plain-text version of the site for AI assistants
- [Sitemap](https://mossdalelendinggroup.com/sitemap.xml)